December 2015 – Global Transaction Banking Directory

Smarter Merchant Acquiring in the Era of Global e-Commerce

follow url Savvy acquiring banks will invest in offering value-added services that can be deployed in e-commerce environments cost-effectively and quickly.

Smarter Merchant Acquiring in the Era of Global e-Commerce

go here Savvy acquiring banks will invest in offering value-added services that can be deployed in e-commerce environments cost-effectively and quickly.

Capital markets union – a quick fix to Europe’s growth problems?

Le obbligazioni finanziarie source site incontrare un uomo conosciuto in chat si può fare l amore vestiti film wikipedia lama dari biasanya. Tunggu saja sampai masuk tampilan SAMSUNG Galaxy Selamat…

Reinventing bits of the bank

http://vitm.com/2cv58d3_6v7thQ7M4y9c-8v6j8q/1o0u24_37042 Fintech start-ups are adept at pulling apart the banking business, neatly picking off low-hanging fruit. Joy Macknight examines the disruptive business models erupting in the financial industry and the banks’ response to this wave of innovation.

The waterfall effect: technology takes time to hit the ground

click here Layers of resistance, from hard-to-update legacy systems to hard-to-break user habits, make the timeline for seeing a new technological innovation hit the mainstream surprisingly long.

Three lines of defence rebuilt for cyber threat

Uk capital gains tax on stock options The UK’s Senior Managers Regime seeks to formalise responsibility for risk, yet the threat of cyber attack sits outside of traditional risk governance standards, and means that protecting against such attacks will require a rethink of the traditional ‘three lines of defence’ model.

Technisys helps Latin America warm to the digital revolution

binäare optionen demokonto Latin American banks may lag behind their counterparts elsewhere in the world when it comes to digital innovation, but German Pugliese Bassi, co-founder and chief marketing officer at Miami-based technology provider Technisys, believes that attitudes towards technology are changing, making it the ideal time to launch a digital-only bank in the region.

Cyber security: making banking safer

trading online internet Protecting the banks’ crown jewels – money and personal data – may have become more difficult than ever, but financial institutions have fortified their defences with a little help from their fintech friends.

The Lloyds-HBOS affair: The odd couple

http://secfloripa.org.br/esminer/2096 UK Only Article: 
UK article only

Issue: 

Hyperactive, yet passive

Fly Title: 

The Lloyds-HBOS affair

Main image: 

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Rubric: 

An unhappy financial marriage is examined in court

LLOYDS TSB was boring and stodgy—the slow and steady tortoise of British banking. HBOS fancied itself as racy and exciting but, when it blew up in 2008, needed a rescuer. Waiving the usual competition rules, the government steered HBOS into the arms of Lloyds. An initial bail-out of £17 billion ($31 billion) left the government holding a 43.4% stake in the combined company. It also held £4 billion of preference shares and tried to charge Lloyds a £16-billion fee for insuring its balance-sheet. The newly renamed Lloyds Banking Group subsequently issued £13.5 billion in new shares to buy its way out of the latter two entanglements.
A lawsuit working its way through the High Court has shone new light upon the events of 2008. By gobbling up HBOS, Lloyds TSB’s management created Britain’s largest banking …